Support for unemployed people over the age of 52 is essential. The State Public Employment Service (SEPE) subsidy given to this demographic group plays a very important role by providing a source of income for those over the age of 52 and those who are unemployed to survive financially. reaching retirement age.
HE Allowance for citizens over 52 years of age It is offered as financial aid provided by the government. The purpose of this financial support is to ensure that citizens in this age group receive a stable income until they reach retirement.
The conditions required to benefit from this support are as follows:
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We turned 52 years old.
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Be registered as an active job seeker.
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Having at least 15 years of SSI contributions.
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Meet contributory retirement requirements, excluding age. Previously, beneficiaries of this support had to opt for early retirement, but this restriction has been eliminated and the worker is now allowed to decide whether to retire early or receive benefits until he reaches retirement age.
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Have an income that does not exceed 75% of the Minimum Interprofessional Wage (SMI), excluding Social Security contributions.
Amount of subsidy 480 euros per monthThis amount, which is equivalent to 80% of the Multiple Impact Public Income Indicator (IPREM), is maintained until the individual reaches retirement age, as long as the specified requirements are met.
It should also be noted that this subsidy also provides a preparatory contribution to social security. pension. Currently, the contribution of this support corresponds to 125% of the minimum contribution. This point has been one of the most controversial and was key to Podemos voting against the approval of the Decree Law proposed by the Government to change some aspects of the subsidy and other contributions. The government’s proposal stipulated that from June 1, contributions for new beneficiaries would decrease until they remained at 105% in 2027. This was an extreme that the purple formation flatly rejected.
When can people over the age of 52 get help?
According to the SEPE website, “The payment of the subsidy will be made in 30-day monthly installments, Between the 10th and 15th of the month immediately following the accrued month. “With exceptions, it will be credited to the account of the financial institution you specify for as long as you own it.”
In this sense, it states that the selected financial institution must be a collaborator with Social Security (see the list of collaborating organizations here).
Can I get help for people over 52?
The answer is yes, but only exceptionally. The State Public Employment Service (SEPE) allows cash payments by the cooperating financial institution in the following cases, as long as it is duly justified:
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Whenever a situation exists and only so long as that situation is maintained, Never allow SEPE to credit the benefit to your account.
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When the worker claims and justifies Any personal situation where payment via account deposit could cause serious harm. SEPE may or may not take into account the reasons you give.
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personal situations Those that can be accepted are:
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Being a victim of gender-based violence or domestic violence, or finding yourself in a situation that requires special protection, in order to protect the identity and safety of those affected. These situations are justified by the document provided by the competent Administration, unless they are duly justified in the file.
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The employee claims and justifies that he cannot open a checking account.
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When the worker is authorized by SEPE to make payment with a receipt and the reasons given for obtaining this permission are stated and justified in the file.