Inflation hits Spanish households hard increasing cost of living. Everything is more expensive Shopping cart, Gifts Making ends meet at Christmas becomes even more difficult, and even more so if an unforeseen expense arises.
In this context, the solution often lies in the homes themselves, in the jewelery that has been with us for a long time and can make life easier. access to fast money This is needed in case of a certain lack of liquidity.
In these cases, gold represents a safe haven value for accessing microloans such as those offered by CrediMonte, an accessible and instant loan service guaranteed by the Bancaja Foundation.
For more than a century, CrediMonte has been providing a state-of-the-art financing solution. waste, fast And transparent With competitive conditions and uniquely differentiating value: jewelery is the only guarantee Requirements to get the loan without submitting pay stubs or guarantees from yourself, your friends or family.
CrediMonte is free of complex processes that require extensive documentation and prolong the time required to activate microcredit. urgent solutions Tailored to each customer’s needs through a fast process that allows you to receive funds instantly.
How does it work?
Anyone who needs this loan should have a good knowledge of the advantages of jewelery pawnshopping and how it works: If someone needs to get a microloan for a specific need, he simply goes to one of the CrediMonte offices with his jewellery.
Here a team of qualified gemologist professionals assembles the piece using approved machines and maximum guarantees and its amount will depend on the value of the loan at the time it was made. gift of jewelry.
One of the most attractive features of this service, in addition to professional evaluation and always being in front of the client, is its low cost. Inside instant loan Often very high and sometimes exorbitant interest rates are charged.
At CrediMonte they offer you a fixed annual interest rate of 6.5 to 8.5% and appraisal and storage commissions paid at the end of the operation, so you do not have to make any payments when formalizing the loan or during its validity.
The loan is formalized for one year, but Can be canceled at any time without penaltyand the customer never loses ownership of the jewelry. In this way, in addition to preserving their moral values, their equity values are also regained, making them always a useful asset that can be accessed again for financing when necessary. Before I forget, loans can be renewed as many times as needed.
In addition to eliminating traditional barriers to others, CrediMonte’s solution financing optionsIn recent years it has become the ideal solution for small daily family expenses or personal expenses, but also for operations in the professional and commercial field, with the granting of microcredits making it possible to overcome certain liquidity problems.
This approach redefines the value of jewelry and also the value of the financial market. flexibility It differs from the rest of the available products and provides a unique fit for every personal situation.
The customer is at the center of the process in an activity that is not for profit but has the spirit of providing opportunities. An issue reflected in the data: 97% of the jewels pawned at CrediMonte return to the hands of its customers. In addition, if the loan is not canceled or renewed, the customer may be left with money flowing to him as the jewelery is put up for auction and the excess balance over the given amount is given to him.
The CrediMonte service, in addition to executing financial participation, It also benefits society by allocating all of the income it generates from its activities to social and cultural activities carried out by the Bancaja Foundation.
Avenida General Marvá, 9 – 03005 Alicante (Alicante)
Phone. 966 299 650