pension continues to be a source of concern for many Spanish citizens. Uncertainty regarding the system pension, inflation and loss of purchasing power. According to a survey conducted by Organization of consumers and users (OCU) More than 1,500 people between the ages of 25 and 80, Only 70% of respondents save for their own needs pension.
Majority of respondents assumes you will receive pension under you wage flow, but few people save to avoid noticing the consequences. Only 70% of survey respondents have financial forecasts and are preparing for post-retirement. In this sense, 40% of survey respondents say they have other expenses to handle or they do not have enough income to save for retirement.
OCU revealed that pension amount The salary that Spanish citizens will receive during their retirement will not be sufficient to maintain their current standard of living. In fact, 35% of those surveyed believe their pension amount will not be enough to make ends meet. Moreover, The survey shows an average loss of 400 euros per month between the last and the last. wage and first pension.
Among those who are already retired 90 percent’s only source of income is public pensioneither you, your partner, or both. Only 10% have other sources of income. According to the research, a majority of people over the age of 65 regret not contributing more or saving more money considering the future.
In this situation, OCU recommends savings as the best option to supplement income after retirement. It is important for citizens to prepare and make a savings plan in advance that will allow them to maintain a standard of living similar to the one they currently enjoy. Additionally, the organization suggests that other options that may provide additional returns in the future, such as investing in private pension funds, should be explored.
The current situation system pension in spain remains a matter of debate and concern. Despite the reforms carried out in recent years, the sustainability of the system continues to be questioned due to the decrease in the workforce and the increase in life expectancy. It is important that the government and political leaders take this issue seriously and work together to find sustainable solutions that will provide adequate financial security for retirees.
In this sense, Some experts suggest that a possible solution could be to switch to a mixed pension systemCombining a public pension with a private savings plan. Other experts suggest that measures should be implemented to encourage savings among citizens, such as tax incentives for those saving for retirement.
In conclusion, the survey conducted by OCU shows that retirement remains a source of concern for many Spanish citizens, so it is very important that they inform themselves and prepare for the moment of retirement.