The majority of claims from Russians who encountered bites of representatives of the fauna in 2023 (77%) were after encounters with wild dogs or unsuccessful attempts to tame the animal. The press service of Rosgosstrakh told socialbites.ca about this.
Cat bites accounted for 8.3% of insurance claims.
The largest payment, 14,100 rubles, was received by a 60-year-old resident of Bashkortostan after a dog bite. The two largest payments for cat bites (10 thousand rubles) also went to residents of Bashkortostan.
Bashkortostan as a whole has become the leader in the number of claims from insureds after various bites – this region accounts for 14% of this year’s damages. The top 5 also included the Kirov region, Udmurtia, Ivanovo and Sverdlovsk regions.
Rarer incidents include snake attacks; Residents of the Sverdlovsk region and Kirov region suffered from these bites. The events did not have serious health consequences, and payments for these insured events amounted to 1,800 and 3,100 rubles, respectively.
Also from the exotic side, one can note a serious bite of a rabbit from a resident of Udmurtia, the bite of a man from the Kostroma region by a domesticated domestic mouse, and the bite of a raccoon of a child from the Kaliningrad region. I’m trying to tame it.
“The relatively small amount of payments for bites is explained by the fact that they usually do not cause serious health consequences, and customers often choose the amount of insurance at the minimum threshold level when signing a contract. So these two parameters affect the amount of payment, because in classic personal injury insurance contracts compensation for bodily injury is calculated according to a special table and depends on the severity of the injury and the amount of the insurance amount,” commented Anton., head of the personal insurance payment department of PJSC IC Rosgosstrakh Malyarov.
Previously about Moscow residents at the entrance was attacked monkey.