New attention call from the government to banks. HE Minister of State for EconomyGonzalo García Andrés filed a complaint with the organizations this Wednesday: “punctiliousness” in the implementation of the precautionary plan support for those who are mortgaged He is facing payment problems that his ministry and the industry agreed on a year ago. That’s why Nadia Calviño’s number two called on banks to deposit money.resolve requests faster received from their customers half Some of what they have offered so far is still to solve.
According to the latest data from the Bank of Spain, the aid plan for the mortgaged is almost 42,800 applications Between January and July by families with debts waiting to be paid 5.367 million one digit euro “annoyed” in terms of the total number of mortgage loans in force (less than 0.4%), as well as loans that meet the eligibility conditions, but “markedly superior” Based on the number of requests recorded by the previous Code of Good Practice. Only 8% Most requests have already been made approved (3,424 mortgages worth €480 million), approx. 50 percent are pending will be solved (21.400) and around 40 percent were rejected (about 17,120), mostly because – in 90% of those cases – they did not meet the requirements.
The Minister of Foreign Affairs explained the reason accordingly. low number including demands the economy developed better It also required greater rigor from banks than was planned in November last year when the plan was adopted. “Thanks to good employment behaviorfamily income does not reach the application of the code thought levelsBut it is important to have an instrument apply well and all families may be suitable“, he warned at a Deloitte and ‘ABC’ conference.
“The government was established” plans to call banks expand the plan assistance to people with mortgages, against of the criterion Bank of Spain and assets. The star measure the vice president plans to carry out: increase joint income The maximum annual number of families eligible for the Code of Good Practice for mortgage relief for middle-class households. So, from now on it would go: current 29,400 euros (3.5 times IMPREM) to “average income” (37,800 euros). He also wants to extend the period elimination of commissions with early repayment loan and mortgage modification variable to fixed rateIt was originally planned for 2023 only.
His number two, however, insisted on urging banks to take action. increase the fee who pays for it deposit percentage of its customers, as European Central Bank (ECB) vice president Luis de Guindos said at the same forum the day before, or as Calviño himself initiated in June. García Andrés argued that it was therefore “important” coup (interest rate increase) keep families balancedRecalling that household investment in Treasuries is at historical highs, we deny that “there is no pressure” to charge customers more. effective competition works across entities, this should be a matter of time“, riveted