HE the current system There is a serious problem with the sustainability of pensions. The days of the model we are currently following in Spain may be numbered because its future may be uncertain. Professor and professor of economics, José Ignacio Conde-Ruiz“The system has adapted to dying at age 78, now we survive until age 90,” he explained. The expert also notes that this is a “Intergenerational contract” It is a system in which current employees pay the retirement benefits of their predecessors over time.
This offer came after learning the news. lowest birth rate Within a month this situation gets worse. Conde-Ruiz proposes “adapting our pension system to the economy” new demographic reality“To make retirement more sustainable and secure. The economist also emphasized that pensions “don’t have to be the same for everyone” and should vary depending on the job a person does. Many of these statements emphasized that pensions “don’t have to be the same for everyone.” Current Social Security minister José Luis EscrivaHe does not believe a reform is necessary before 2050.
“Gradual, flexible and compatible retirement”
José Ignacio Conde-Ruiz wants a pension different from the current one, in which the worker could gradually leave his job and his weekly working hours could be gradually reduced. “My father went from working 40 hours a week to zero.“says the economist. He doesn’t believe that cutting your routine sharply is the best way to end your working life. So he concludes that we need a model.”Gradual, flexible and business-friendly“.
The expert also thinks: system adaptable to professions so those who are more physical have greater advantages. “Difficult or physical professions need to have much more generous outlets. And they are also We must take health into consideration “From every single person,” says Conde-Ruiz. In this way, people who work in construction, security or other tasks that require high energy expenditure will receive more incentives.
The professor also thinks that there are issues that should be maintained in the current model, such as keeping the pensions of existing retirees untouched and taking their entire working lives into account when calculating the pension. Thus, something more efficient and permanent will be achieved in response to the incoming data. According to some estimates made by the National Institute of Statistics, in 2070 15.5 million retirees (currently over 65 population) and just over 25 million people of working age (24 to 65 years old). Spain and its pensions will face this demographic challenge that is difficult to solve.