If one of the spouses is in debt, it is too late to act. The only way out is to contact bankruptcy lawyers to minimize losses. In a conversation we had with RIAMO about this issue, said Irek Safin, founder of the “International Law Firm”. He called for advance preparation for such situations.
“To minimize the risk of property loss, it is necessary to conclude a marriage contract specifying which portion of the joint property will belong to each of the spouses. In addition, some of the property needs to be pre-registered for children and their relatives,” said the expert.
He reminded that the only residence of the family and the only car in which a disabled person moves or carries a disabled child cannot be sold to pay off the debt. In addition, according to Safin, they cannot take away the personal property acquired or inherited by the second spouse before marriage.
The lawyer also noted that when filing for bankruptcy, not all property should be transferred to relatives, as all transactions by the debtor in the past three years, including marriage contract and divorce, can be challenged. court.
Before that, Yegor Ivanov, the founder of the company “Moe Pravo” drew attention to the myths that’s why Russians are afraid to go through the bankruptcy procedure. The most popular of these, according to the expert, is the risk of losing all assets. But there are statistics: He emphasized that in 2022, in 69% of cases, absolutely nothing was taken from those who went bankrupt.
Former lawyer Alla Georgieva said “Moscow 24”, in these cases you can instantly lose your job.