This pension continues to be a cause for concern for many Spanish citizens. system uncertainty pensions, inflation and loss of purchasing power. According to a survey conducted by Organization of consumers and users (OCU) More than 1,500 people between the ages of 25-80, only 70% of respondents save for their money pension.
Most of the respondents He assumes that he will receive a pension below. wage flow, but few save to not notice the consequences. Only 70% of respondents have economic forecasts and are preparing for post-retirement. In this sense, 40% of respondents confirm that they have other expenses to take care of. or they do not have enough income to save directly for retirement.
This OCU revealed that pension amount What Spanish citizens will receive at the time of retirement will not be enough to maintain their current standard of living. In fact, 35% of the respondents believe that the amount of pension will not be enough to bring the two sides together. Moreover, the survey shows an average loss of 400 euros per month between the last wage and first retirement.
Among those already retired, 90% have public pensions as their sole source of income, yourself, your partner, or both. Only 10% have other sources of income. According to research, a good percentage of people over 65 regret not contributing more or saving more money while thinking about the future.
In this situation, The OCU recommends saving as the best option to supplement income after retirement.. It is important for citizens to prepare in advance and make a savings plan that allows them to maintain a similar standard of living to the one they currently have. In addition, the organization suggests that other options should be explored, such as investing in private pension funds that may provide additional returns in the future.
the current situation system pensions in spain continues to be the subject of debate and concern. Despite the reforms carried out in recent years, the sustainability of the system continues to be in question due to the decrease in the active population and the increase in the average life expectancy. It is important that government and political leaders take this issue seriously and work together to find sustainable solutions that provide adequate financial security for retirees.
In this sense, some experts suggest that a possible solution might be to switch to a mixed pension system., combining a private savings scheme with a public pension. Other experts suggest that measures to encourage savings among citizens should be implemented, such as tax incentives for those who save for their retirement.
In conclusion, the survey conducted by the OCU shows that retirement remains a concern for many Hispanic citizens, so it is crucial that they inform themselves and prepare for the moment of retirement.