It all starts when someone who doesn’t know yet, but as they say in analogue times, will be the victim of a scam, prim@, calls his cell phone. Inside mobile screen The name of the bank where you have savings appears. The National Police has already identified the last dozens of cases. fraud variablea phone scam, this time focused on impersonating banks.
In order not to fall for this scam, there are entities like. Santander Bank, clearly recommendBeware of unexpected calls by the bank”.
An error
Phone fraud, a variant of the scam that was previously carried out by SMS, continues when a friendly voice announces to the prospective victim that his bank is calling him, as he sees on the screen, and that there is a possibility of getting more. from your savings, or because it’s a new financial product, or because someone made you a deposit of x euros that was withheld because of an error…
So fake employee of our bank ask for our card information. And the fraud has already been done. They can use us to impersonate our identity, even to make transfers, charge us a fee, or request a loan.
European practices
Fraud criminal groups pretend to be our bank, thanks to different methods. phone apps that they access the internet. “These are European web pages on Google and with them mask the call”Sources from the National Police Anti-Fraud Brigade explain to CASO ABIERTO.
These apps or scammers are available on the web, some are used to mask the real GPS location and serve more entertainment purposes, for example, they allow. cheating in pokemon go.
social engineering
The same sources continue, “Most professionals do social engineering first.” So before they search for the victim, they learn about him. It can be through their social networks or sometimes more manually. There are scam groups that get the information by stealing a letter from the victim’s home mailbox.
Tips to avoid this
This identity theft method, which impersonates an employee of the bank where we keep the savings, is called “Identity Fraud” or “bank fraud”.
Some organizations, such as Banco Santander, warn against scams on their websites, and that “banks they will never request their customers via SMS, phone call, etc.email… providing electronic banking credentials or other information such as card number, expiration date, and the three check digits required to shop online”.