Subsidy for over 52s: these are the changes you need to know

Before these legal changes, those who benefit from it subsidy They had to choose early retirement. This meant that when they reached the minimum age for early retirement, they had to switch from receiving benefits to receiving their pension. If it turns out that the pension is less than what they will receive when they retire at legal age. This has created difficulties for many people, as early retirement leads to reduced pension amounts and negatively affects those who lose their jobs in the final years of their careers.

With the latest legislative updates, more flexibility In this process. Right now, buyers Allowance for citizens over 52 years of age They can decide whether they would like to retire early or wait until the standard retirement age.. This change is important in that it offers individuals the opportunity to make choices that better suit their personal needs and future plans.

In fact, the Ministry of Labor and Social Economy states that “if the necessary conditions continue, it will be taken not only until the date of reaching the early retirement age, but also until the date of reaching the normal retirement age.” .”

By choosing to continue the subsidy until the normal retirement age, the beneficiaries They can maximize the amount of their pension. Early retirement remains an option, but it is no longer an imposition; This represents a relief for many people who would rather work longer and increase the size of their pensions.

Additionally, this change in the law reflects a deeper understanding of the economic and social realities of older people. By eliminating the obligation for early retirement, the diversity of personal situations is recognized and the autonomy of individuals to make important decisions regarding their financial and work future is respected.

How much is the allowance for people over 52?

The Ministry indicates how much this amount will be. The Multiple Impact Income of 600 Euros per month will remain at 480 Euros, as it is equal to 80% of the Public Indicator (IPREM), Even if you are unemployed because you lost a part-time contract. The text includes the statement “Discount is being eliminated for subsidy recipients.”

Finally, “in order to receive allowance from employees over the age of 52, the other conditions specified in the Law are protected and therefore quotation If you have been unemployed for at least six years, you must justify at the time of application that all requirements for access to Social Security-contributed retirement benefits are met, except age.

Early retirement or not

It is worth noting that the choice between early retirement and waiting until normal retirement age is an important decision that should not be taken lightly.

Each option has its own financial and personal consequences. For example, early retirement may be appropriate for those who need immediate income or have health problems, while waiting may be more beneficial for those who want to maximize their pension and can continue to work or otherwise support themselves financially.