Telegram Expands Digital Payments with USDT Transfers in Chats
Telegram, led by Pavel Durov, has introduced a way for users to swap stablecoins directly within chats. The feature centers on Tether’s USDT and is enabled through a Wallet bot update, allowing instant transfers between Telegram users without leaving conversations. Financial activity in the app now includes the ability to buy and sell digital assets while staying inside the messaging experience. Tether remains the leading stablecoin and a popular cryptocurrency, which helps explain why this integration draws attention from investors and casual users alike.
To enable transfers, users must add the Wallet bot to their chat menu. After the bot is added, opening a chat and tapping the paperclip icon in the lower left reveals the Wallet option at the bottom of the screen. From there, the user enters the amount and confirms the transfer, with reports noting that the movement of funds occurs instantly. The feature aims to streamline peer-to-peer payments and broaden the use of stablecoins in everyday transactions.
Historically, the Ton blockchain project began in 2018 under the guidance of Nikolai and Pavel Durov. In 2020, regulatory pressure from the United States prompted a pause in further development. Since May 2020, the TON network has restarted without direct involvement from the Durov brothers. Informal reports suggest that current leadership includes Anatoly Makosov and Kirill Emelianenko, who previously demonstrated programming prowess in Durov run competitions.
Telegram maintains involvement with the TON ecosystem in a collaborative capacity rather than as a primary developer. For example, TON inspired the creation of Fragment, an auction blockchain platform that enables trading of collectible usernames. This collaboration illustrates how Telegram leverages blockchain projects to expand its platform beyond messaging alone.
Industry observers note that Telegram packs a broad set of features that make the app more functional for daily use, yet many users remain unaware of these capabilities. The ongoing integration of stablecoins, blockchain-backed services, and automated wallets signals Telegram’s broader strategy to blend social communication with financial utility, a trend that resonates with both North American and global audiences.
Annotation from market observers highlights that the introduction of USDT transfers within chats reflects a larger shift toward seamless digital asset exchange in messaging apps. While users gain convenience, they should also consider security best practices and regulatory developments as the ecosystem matures. Attribution: reports from financial and tech press and project updates on the TON ecosystem.