Scammers are deceiving people by steering them toward QR codes used for banking transactions. They lure victims into scanning codes that direct them to fraudulent pages or prompts to authorize payments, ultimately enabling access to bank accounts. Roskachestvo’s press service shared this warning with socialbites.ca, highlighting a growing risk that can surface in everyday places where QR codes are commonplace.
Experts advise using only dynamic QR codes that are generated for a specific transaction. When handling paper QR codes, it is crucial to verify with the cashier or server that the code is legitimate and not layered with another code. Phishing sites often operate on insecure connections or with fake security certificates. Before entering any payment details, users should confirm that the site is genuine and uses HTTPS, ensuring encryption and a valid certificate.
Fraudsters also exploit popular messaging apps by deploying chatbots that mimic official automated services. These scams promise social support, scholarships, or family benefits, enticing individuals to reveal personal and financial information. It is important to remember that government or official portals never request personal data via QR codes, especially through informal channels.
A newer fraud vector involves scooter rentals. A user might scan a code to rent a scooter, only to trigger a malicious link that opens a different source on the phone. People may then fill out payment forms without realizing that personal data is being captured and stored by criminals for later misuse.
According to Sergei Kuzmenko, head of the Roskachestvo Digital Center of Expertise, the common thread across fraud schemes is haste and carelessness. Attackers exploit moments of distraction, prompting rapid actions that bypass normal verification. The best defense remains basic digital hygiene: pause, verify, and proceed only if the code and the transaction are clearly legitimate.
Public awareness remains essential. Consumers should be cautious about where QR codes are placed, who issued them, and what action they trigger. When in doubt, ask a staff member to confirm the code’s legitimacy, and avoid scanning codes found in unsolicited messages or from unfamiliar sources. By adopting careful habits, people can reduce exposure to QR-based scams and protect their financial information.
Roskachestvo urges ongoing vigilance as scammers evolve their methods. Staying informed about current threats and practicing prudent digital behavior can help individuals navigate a world where QR codes are increasingly integrated into everyday transactions.