According to the bank’s press service, Sberbank continues to accept deposits labeled Top %, with the offer remaining valid from February 6 through April 16, 2023. The bank emphasizes increased flexibility for customers by widening the available opening windows, allowing accounts to be opened from as short as one month up to three years. Previously, this promotional option could only be opened until January 15, 2023. This adjustment signals Sberbank’s responsiveness to evolving customer needs and a desire to keep one of its most attractive savings products accessible for longer.
Statements from Sergey Shirokov, who leads the Borrow and Save division at Sberbank, underline the strategic choice to renew the Best % promotional deposit. He notes that this kind of product consistently attracts strong demand, which in turn supports the bank’s goal of providing compelling savings options to a broad base of customers. The renewed program aligns with ongoing market interest in high-yield savings vehicles and underscores Sberbank’s commitment to competitive rates and flexible terms.
During December 2022, the bank reports that customers collectively deposited more than 300 billion rubles into Top % accounts, a figure that illustrates the scale of interest in this product. With the reintroduction of the promotion, depositors again have access to one of the market’s most favorable savings solutions. The bank positions the offer as a straightforward way for savers to pursue growth of their funds within a secure, regulated savings framework.
The maximum advertised rate for the Best % deposit is 9.5% per annum. This peak rate applies to savings that have not been held in Sberbank deposits in the previous three calendar months. To qualify for the maximum rate, customers should open a three-year term. However, the actual profitability of the deposit depends on several factors, including the deposit amount, chosen maturity, the client’s prior savings history, and whether the account is opened online or in a bank branch. The product specifies a minimum opening amount of 100 thousand rubles, while there is no explicit upper limit on the balance. The terms also state that the deposit cannot be renewed and funds cannot be withdrawn before the designated expiry date, which means savers should plan for a fixed investment horizon. These conditions reflect the bank’s emphasis on stable, long‑term savings planning and the trade-off between higher rates and liquidity.