An academic expert in human resource management at a major Russian university described the United Kingdom’s full state pension as about £958 per month, which equates to roughly 120,000 rubles at the current exchange rate. The assessment appeared in a financial brief that monitors pension developments across Europe. In the UK, the value of the state pension depends on National Insurance contributions over a worker’s career, and the payment size reflects the number of qualifying years accumulated.
To receive the full amount, a person typically needs 35 qualifying years of National Insurance contributions or credits. Those with fewer qualifying years will receive a reduced pension proportional to their record. The system also allows certain years to be credited during periods of illness, caregiving, or other interruptions that would otherwise reduce contributions. Individuals can check their personal record with the tax and benefits authority to estimate their eventual payment and plan for retirement.
People often note that the UK pension is smaller than pensions in many European countries. Yet the state provides extra support for retirees whose pension falls below the official subsistence level. Pension Credit is designed to top up income for eligible pensioners, helping with basic living costs, housing, and daily expenses. In addition, pension income can be taxed under the UK income tax schedule, depending on total earnings and allowances, so some retirees may see deductions from their payments. These elements together create a more robust safety net for low income seniors.
Turning to Germany, the standard pension is commonly around €1,500 per month. The actual payment depends on career length, earnings history, and the number of years contributed. Germany’s pension system is built on a strong statutory scheme, with private or occupational pensions available to supplement income in retirement. Tax treatment of pension income varies, and social insurance contributions influence net retirement income. In Russia, discussions about increasing pensions in early 2025 were reported, with policymakers signaling plans to adjust benefits in line with living costs, though precise figures and timing varied by proposal. These international contrasts illustrate different policy choices aimed at ensuring affordability for retirees and balancing public finances.