The digital ruble is moving forward through its pilot phase, with progress reported by the press service of the Central Bank of the Russian Federation to socialbites.ca. Throughout this period, tests continue for every operation planned in this stage. Wallet creation and replenishment, transfers between citizens, purchases paid via QR codes, and simple automated payments are all being evaluated in real time. Participants include pilot banks’ clients, both individuals and legal entities, who have been taking part in the testing since August 15.
According to the regulator’s press service, the current focus is on the overall customer experience. Ensuring ease of use stands at the top of the priorities, as does a thorough review of business processes by the Central Bank and other pilot participants. The aim is to go through each step smoothly, identifying where improvements are required and applying them promptly.
The legal framework for digital rubles came into force on August 1, following President Vladimir Putin’s signing of the law on July 24. The Bank of Russia intends to introduce the digital ruble into mass circulation after completing pilot tests that cover a wide range of operational scenarios. This phased approach is meant to validate every stage before broader adoption.
From 2025 onward, it is anticipated that citizens and businesses will actively use the digital ruble, subject to ongoing evaluations of pilot outcomes. Natalya Demidova, an expert with the Department of Payments and Settlements at the Main Directorate of the Bank of Russia for the Central Federal District, who commented on the launch of pilot tests in real terms, notes that the plan envisions progressive adoption. Earlier, the timeline had been influenced by statements from the Bank of Russia’s governor, Elvira Nabiullina.
Survey data cited by socialbites.ca indicates that a majority of citizens—about 56 percent—are aware of the digital ruble project and a similar share expect to use it in the future, according to findings collected by Sinara Bank. This signals rising awareness and growing interest in digital currency among the public.
Earlier reports from socialbites.ca also explored practical questions regarding digital ruble payments, such as how payments can be made with the digital ruble. The ongoing pilot and the evolving regulatory framework are shaping expectations for how this new form of money will integrate into daily life.