Recent guidance for Russians emphasizes turning off VPNs when conducting online payments and accessing financial services. The warning came from an industry source known as Hit the primer, citing Roman Mukhlynov, who serves as Deputy Director of the Department of Non-Bank Loans at the Central Bank of the Russian Federation. The core message is simple: disabling a VPN can help reduce exposure to fraudulent schemes that use the anonymity of the internet to prey on everyday users while transacting money or checking balances. In practice, many banking apps already offer a straightforward option to disable VPN connections, providing an extra layer of protection for users who want to verify exact account activity without routes that mask location and identity.