Russian banks loaned more than 1 trillion rubles for the first time since February

In August 2022, the volume of lending to individuals in Russia for the first time since February reached 1.1 trillion rubles. About to witness Data from analysts at research firm Frank RG.

“In August, Russian banks gave personal loans in the amount of 1.1 trillion rubles. “The August result is 28% higher than July, but 10% lower than August last year.”

With more than one trillion rubles in 2022, banks were able to issue only in February. The volume of loans issued subsequently amounted to 1.095 trillion rubles. However, similar monthly figures were higher for most of 2021, according to Frank RG.

“Last year, retail loan issuance set a record: from March to December, banks consistently gave individuals more than 1 trillion rubles, the volume of loans ranged from 1.2 trillion rubles to almost 1.4 trillion rubles,” the company said. .

In August 2022, the largest contribution to the loan issuance was made from cash loans. Last summer, banks loaned the Russians 539 billion rubles. This figure was a quarter more than in July. According to the study, the average cash loan check in August amounted to 249 thousand rubles, which is 1.61% more than in July.

September 5 Kirill Tsarev, First Vice President of Sberbank declarationIt was announced that the volume of consumer loans granted in August reached the highest level since the beginning of 2022. Credit cards (+20%) and mortgages (+7.3%) were the main drivers for issuance.



Source: Gazeta

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