Russians will break a record to buy apartments without mortgage in 2025 10:31

Gazeta.ru will be recorded for the share of apartment purchases without mortgage due to high rates.

“This year, more than half of all transactions in housing purchase will be realized without taking credit. Apartments will mostly buy apartments for purchasing. It is recommended to buy an apartment without excessive payments, to understand developers, to understand the developers (if the purchase process is in a new building), the protection cost, the protection, the preservation, the preservation, the preservation, the preservation, the preservation If it gives, this is a secondary apartment, the main advice is rented – to compare with others, to negotiate, ”he said.

Seleznev, a comfortable mortgage rate for the Russians is 8-10%, he said. The expert has been about 10% of the average market mortgage rate in Russia for the last ten years and that it has sharply fell with the emergence of large pre -pre -preferable state programs (for previous and existing loans, now about 8%).

“In general, the mortgage has become massive and becomes massively massive, and 8-10%, 8-10%, most Russian large quantities and long-term credit for a long time. For buyers, of course, better bets are even better when betting is even better.

Currently, the average mortgage rate in Russian banks exceeds 25%. According to the Mir world of the apartments, the average housing cost in the secondary market in Russia in 2025 is approximately 6.3 million rubles, Moscow-20.85 million rubles and St. Petersburg-11.82 million rubles. According to the statistics of Domklik service, the average price of the apartment in the primary market in Russia, Moscow-20.85 million rubles, St. St. Petersburg-11.82 million rubles reach approximately 6.3 million rubles.

To the Russians before saidWhen it is worth buying apartments in CIS countries.