Six credit and financial institutions published microos under bank loans guise. This is by the Central Bank of the Russian Federation (Central Bank) area.
According to the regulator, these banks invited the Russians to receive loans, but with whom the contract would be concluded and with whom the bank itself or its subsidiary was not specified by the microfinance organization.
“This information is either not given to the consumer at all or does not occur clearly enough,” the report says in the report.
According to the Central Bank, two of the six banks convicted of microloans design are systematically important. The regulator asked these organizations to change the information approach to customers who should clearly understand which product is given – a loan or credit about which conditions.
The Central Bank added that these six banks weaken the confidence of citizens to the financial market.
14 April Vice President Duma Alexander Babakov Proposed On the “State Services” platform, create an alternative to microfinance organizations that will provide more suitable conditions for the Russians to get credit. Microcredi proposed to create a record of people in need, so that they can get credit without intermediaries and under more favorable conditions.
Microfinance organizations, according to parliamentarians receive 25% loans in banks and give to citizens at a rate of 130%, through “public services” Russians will be able to receive lower rates.
Nabiullina before Desired Block oxygen black creditors.
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Source: Gazeta
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