In the current key ratio, it is better to choose long -term deposit in banks. About this in an interview with the agency “Hit the lining” The bank.ru’s chief analyst Bogdan said Zvarich.
“It makes sense to review the tactics. Until recently, they relied on short -term deposits, and the most popular one was deposited for three and six months with more than half of the demand. Now it makes sense to think about the possibility of opening a long -term deposit.”
Analyst said that long -term deposits will help to correct increasing rates for a long time, and as a result a decrease in the key rate will not affect income according to the contribution.
Before that, the President of the Central Bank of Russia Elvira Nabiullina He saidThe situation in which deposits in deposits in deposits are higher in November – December last year are higher than the key rate, the moment in which the situation is normalized is not standard.
According to him, since the Central Bank adjusts the compliance with the liquidity ratio for banks, the spreads between deposit and key ratio decreased.
Previously Named An unexpected result of increasing the key rate of the Central Bank.
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Source: Gazeta
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