The government reduced the maximum amount of subsidies for the Preferential Loans Program for Small and Medium Enterprises (1764) from 9.75% to 6% against the background of the record key rate of the Central Bank (21%). This comes from the Ministry of EC ministry document “Vedomosti”.
The 1764 program is now over 12%in the central bank ratio. Banks will be able to compensate for more than 6% of the income received in SME loans. “Industrial Mortgage” (14-16%) and “Retures obtained from the initial public offering” conditions will be preserved, but for 2025, the boundaries of the financing are still accepted by the Ministry of Finance.
The total border within the scope of Minsk program will be 100 billion rubles for companies from priority industries.
The increase in the key rate rose to 21%. In 2024, 15.6 trillion rubles were already spent on subsidizing the 65 preferable program.
Vladimir Klimanov said from Ranepa, “Old formulas did not take high risks into consideration.”
Subsidies to banks will be listed monthly, not once a year. This should prevent the rapid depletion of the borders as in 2023 (funds ended until July).
Oleg Solntsev (TSAKP) believes that monthly boundaries will create “queues ve for loans and that the business will face uncertainty.
January 30 “Vedomosti” They wroteIn Russia, they will launch a preferential credit program for small and medium -sized enterprises and freelancers.
At the beginning of the Central Bank They called The condition of reducing the key ratio.