From July 25, Russian banks will be required to suspend transfers for two days if the Central Bank of Russia’s database of cases and attempts at fraudulent transactions contains information about the recipient of the money. This has been reported Telegram channel regulator
It was announced that the transfer will be suspended even if the client insists or tries to do it again within the two-day cooling-off period. In this case, the bank will notify the person that the transaction did not take place, and will also indicate the reason and duration of the suspension. If after two days the client still decides to transfer to the same suspicious account, the bank will be obliged to perform the transaction and will not assume financial responsibility for it. If the credit institution does not initially suspend such a transfer, it will be obliged to return the amount to the client within 30 calendar days.
The Central Bank of Russia had announced this before. Expansion decision List of signs of fraudulent transactions up to six dots. In addition to suspending transfers to accounts included in the fake database, banks must also prevent transfers that are unusual for the customer and attempts to perform transactions from a device previously used by an attacker.
Financial institutions will also need to suspend transfers to accounts that have previously been subject to fraudulent transactions. Another new criterion is information about criminal proceedings against the person who received the money. It can also enter the bank through any channel.
Banks will also need to consider information from third parties that contains evidence of fraud – for example, data from telecom operators showing that uncharacteristic phone activity was recorded for the customer before money was transferred.
Previously scammers started cheating Russians use home chat.