During his interview, he said that young families would not be able to get concessional mortgages if the rate was 12%. news.ru Candidate of Economic Sciences, financial analyst Mikhail Belyaev.
According to the economist, only people who have start-up capital from the sale of other real estate or receive high salaries will agree to these conditions. He added that there are not many of the latter in the country.
“Young people need to develop, work and increase the demographics, but such a high rate negates all of this. This is a deterrent rate. A mortgage at such interest rates can only be issued with a certificate from a psychiatrist,” the economist concluded.
Before that, Deputy Minister of Finance of the Russian Federation Ivan Chebeskov said About plans to increase the mortgage rate for families with children over 6 to 12% from 1 July. For others, the rate will remain at 6 percent.
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