The ways that Russians can make payments abroad today were explained to the agency. “Hit the primer” Nikolai Kuznetsov, Associate Professor of the Department of Finance and Credit, State University of Management, Institute of Economics and Finance. He noted that programs vary by country and amount.
If you fly to Turkey as a package tourist, all payments are made in rubles at home and you just need to take some cash with you. If you are planning a “wild” holiday you will need much more money. In this case, you can open an account with a virtual card suitable for payment in large shopping malls and hotels. At the same time, you can transfer money with a commission of only a few percent, and the exchange rate may not be optimal.
If a trip is planned for a long time or to a European country, opening an account and card in banks of friendly countries will be a good solution. The expert noted that in some cases this can be done even without leaving Russia. The expert warned that timely opening of an account must be notified to the Federal Tax Service.
Large amounts – for example, for a major purchase or business – can be transferred through banks that currently handle this business. However, the expert concluded that this may not be very profitable and the money may be converted into a third currency and come to another country.
Before that, the Central Bank of the Russian Federation expanded limitations withdraw cash in foreign currency. In addition, the regulatory body decided to expand the ban on charging commissions when withdrawing currencies of other countries from deposits and accounts of citizens. These restrictions will remain in effect for the next six months.
Also in 2023 Russians It has been ordered The probability of receiving goods from abroad via the internet is 3.5 times higher than the previous year. But at the same time, many Russian residents stopped placing orders in online stores Asos, Poizon, iHerb, Zara, eBay and Amazon. The reason was the difficulties in creating orders and making payments with foreign bank cards.
scammers before developed New scheme with SIM cards.