Additional expenses of the Russian budget to extend family mortgages in 2024 will amount to approximately 260 billion rubles. This has been reported Online The Ministry of Finance.
The ministry reminded that the family mortgage will be extended until 2030 – this instruction was given by President Vladimir Putin in his speech to the Federal Assembly. For families with children under 6 years old, current conditions and a 6% rate will apply. Basic program settings will be saved.
Taking into account the extension of the program, the total estimated expenditure will be 1.5 trillion rubles. The Ministry of Finance also noted that these expenditures will depend on the course of the interest rate.
On March 4, Minister of Finance Anton Siluanov wrote that the share of concessional mortgages in the primary housing market in the Russian Federation should be reduced from approximately 90% at the end of 2023 to 20-25%. RIA News.
Before that the Central Bank reportedIt was stated that new plans have emerged for the purchase of houses under construction in Russia, which pose risks for buyers.
Some banks, together with developers, began to offer Russians to apply for mortgage contracts for participation in joint construction (DDU). In this case, part of the funds belonging to the flat will be deposited in the letter of credit, not in the escrow account.
Formerly in the State Duma guess Increase in the number of mortgage rejections to Russians.