Since bank deposits do not keep up with real inflation, it is impossible to make money from them. This statement was made by Andrey Sirotkin, senior lecturer at the Department of Banking at Synergy University. “Hit the primer”.
According to him, with double-digit inflation and a key rate, deposits and savings accounts will at best save you money, at worst you may lose money. The expert added that many banks offer interest rates well below even the official inflation rate.
5th of February reportedWhile only 13 percent of Russians consider themselves financially literate, 63 percent believe they have problems with budgeting, saving and spending money.
On the same day, Izvestia newspaper WroteThe Ministry of Finance of the Russian Federation is taking the initiative to abolish the tax imposed on citizens on income from long-term deposits, which, according to Deputy Chairman of the Federation Council Nikolai Zhuravlev, will help encourage citizens to make long-term investments. .
Before that the Central Bank stated About the increase in cash in circulation in 2023.
previously economist It has been recommended Russians should not keep their savings in dollars.