The number of Russians taking out five or more loans has doubled in the last two years. RBC writes about this, citing statistics from the credit history bureau “Scoring Bureau”.
By the end of 2023, the share of such bank customers reached 8.6%. For comparison: at the end of 2021, this figure was 4.7%. The share of borrowers with three or more loans reached 28.6% at the end of last year.
The debt burden of Russian citizens has been actively increasing since 2019. The peak was when the share of borrowers who took out three loans in just one year reached 12.6% (+1.1%), with four loans it reached 6.7% (+1.2%), with five loans it reached 7.1% (+1.1%). +2.4%) was released in 2022. ).
Analysts say that in many respects the increase in the number of Russians with five or more credits is due to the proliferation of credit cards. Experts also emphasized that there is currently no increase in overdue loans.
previous day recognizedIt seems that Russian banks are beginning to more often refuse borrowers preferential mortgages for housing in new buildings. In January 2024, average approval dropped to 59%.
Previously reportedRussians began to abandon credit cards.