Opening a savings account creates savings habits in citizens. In an interview with Izvestia newspaper on this subject stated Executive Director of Vyberu.ru Yaroslav Bajurak. Reminded that the application can be configured to automatically replenish a certain amount to the account.
“You can deposit money into a savings account with no deposit period and close it whenever you want. In addition, the bank does not require a minimum amount to conclude an agreement, so you can open an account even with a zero balance and then replenish it with a comfortable amount,” explained the expert.
However, according to him, since money can be withdrawn from the savings account at any time, banks do not see it as a long-term financial instrument. Therefore, its return is lower than deposits.
Before reportedFrom February 1, credit institutions will be required to inform customers free of charge five days in advance that deposits made for a certain period of time have expired. The country will also expand the composition of information included in the lists of real estate objects subject to state cadastral assessment.
Previously Sber offered Customers begin to build long-term savings.