From January 11, 2024, Sberbank will continue to issue concessional mortgages for the purchase of apartments only from developers accredited by the bank. In this respect TASS reported to the press service of the organization.
Conditions apply to the programs “Government Support”, “Family Mortgage”, “Far East Mortgage”, “Arctic Mortgage”, “IT Mortgage”. It is stated that joint programs with developers will allow preferential rates to be maintained despite changes in lending terms.
At the same time, for applications submitted before January 10, 2024, customers can continue to obtain a mortgage without using the developer’s subsidies.
“If the developer <…> If it does not meet the new conditions, a mortgage can be issued according to the basic program or you can choose another object from the list of housing complexes included in the subsidy program.”
All residential complexes affiliated with the developer’s subsidy program can be found on the Domklik website. To do this, you need to select “Participant in the subsidy program” in the search filter.
At the beginning of December, the head of Sberbank German Gref registeredHe said that conditions to increase the availability of mortgage loans in the market may develop within six months.
Meanwhile in the State Duma we are discussing introduction of special regional mortgages. This was stated by the head of the Central Bank of Russia, Elvira Nabiullina. According to him, in the context of imbalance in the housing construction sector, it may be necessary to adjust mortgage rates according to the region where the loan is made.
Previously happened It is known how expensive mortgages have become in the Russian Federation.