In the July-September period this year, the volume of microloans from Russians increased by 6% compared to April-June, reaching 423 billion₽. brought The Central Bank of the Russian Federation in its review published on Friday.
Most often, citizens received medium-term loans at the full cost of the loan and the size of short-term ones. In the third quarter, the share of online loans increased from 73% to 76%, and the average amount issued via the Internet decreased from 11,900 to 11,700 rubles.
The Central Bank announced that the population’s demand for microloans is increasing, but their supply is limited due to the requirements for the maximum loan and loan amount. As a result, microfinance institutions relied on medium-term loans. These are microloans in the amount of 100 thousand rubles for a period of up to six months.
In the microfinance company “Zaymer” said “socialbites.ca” states that the highest demand for online loans by Russians is in Siberia, the Far North and the Far East. For example, residents of Yakutia apply for online loans 2.97 times more often than the national average.
Previously reportedThat’s what Russians get microloans for.