On December 11, the Government Commission on Legislative Activities approved amendments developed by Rosfinmonitoring that limit the maximum one-time transfer of money from individuals without opening a bank account to 100 thousand rubles. The agency reports this based on government sources. RBC.
According to the representative of the Ministry of Finance, setting the maximum threshold for transfer of funds, including electronic ones, without opening a bank account in the name of the client will help reduce capital outflow from Russia.
This measure will apply to persons subject to simplified personal identification. If a citizen needs to make a one-time payment for an amount of more than 100 thousand rubles, he will have to go through full identification. In this case, electronic payment instruments will be personalized with a one-time transaction limit of 600 thousand rubles.
Experts noted that the innovation will increase banks’ costs and reduce the ease of transactions for customers.
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