Vladimir Chistyukhin, First Deputy Chairman of the Central Bank of the Russian Federation, said at the conference: “10 years of the mega-regulator: yesterday, today, the long-term savings program does not yet seem very interesting to the broad Russian audience.” , Tomorrow”. About that he is writing “Lenta.ru”.
According to Chistyukhin, Russians need to be gently encouraged to save long-term. As an option, at least promise to protect the interests of the employees of the business. In addition, the First Vice-President of the Central Bank said that interest in the program will increase if the banks or pension funds that will be the intermediaries of the system offer super attractive conditions. He believes the system should be fine-tuned in the interests of investors and that the first results should not be expected once it starts working. Similarly, the Central Bank of Russia worked with the digital financial assets market, but in this case the business community assisted the regulator.
Russian President Vladimir Putin signed the law on the launch of a new long-term savings program for citizens on July 10 this year. It starts on January 1, 2024. You can become a member of the program from the age of 18. Anyone who wishes must make a special agreement with a non-state pension fund and then pay a savings contribution. The state will co-finance the program at certain rates. Payments under the contract can be made not only for yourself, but also for the benefit of others. The fund will start making payments if certain reasons arise.
Slices can be both lifetime and emergency (but not less than 10 years). The participant will only be entitled to pay after turning 15 or reaching a certain age (60 for men, 55 for women). Before the deadline, money can only be received in special life situations. For example, paying for treatment or in case of loss of a livelihood. Heirs will also be able to receive payment in case of loss of one of the program participants.
More details – in material “socialbites.ca”.
Formerly Putin instructed Make a long-term savings program handy.