More than a third of Russians – 35% – do not know exactly how much money they have in cards, deposits, savings accounts and cash. This learned the results of a survey conducted by Otkritie Bank and the Rosgosstrakh Zhizn insurance company socialbites.ca.
Only 65% of those surveyed know exactly how much money they have right now. Those who are the most “financially disciplined” in this regard are those living in the Far East (70%). 29% of respondents can only say approximately how much money they have. 6% do not know their financial reserves (in the Far East and North Caucasus, 11% each).
More than a third of the respondents (35%) monitor their income and expenses constantly, that is, every day or every month. Petersburg and the Leningrad region do this more often than others (40%), less than others – residents of the Far East (30%). Another 44% calculate their income and expenses from time to time. 11%, who do not keep track of expenses and income, want to start doing so. 10% do not take into account their financial situation and do not intend to keep such records (15% in the Far East, 7% each in Moscow and the Moscow Region and the Volga Federal District).
More than a third of those surveyed – 38% – reported that their financial situation had not changed in the past two years. It improved in 28% (quite yes in 21%, definitely yes in 7%).
The survey was conducted from July 26 to August 3 on a representative sample of 1,560 Russians aged 18-65 in the all-Russian macroregions in cities with populations of more than 100,000.
Previously, more than half of the Russians surveyed declaration about passive income