According to the press service of the bank, at Sovcombank it became possible to conclude a mortgage agreement without personal assets not only when buying real estate from a contractor, but also when buying housing from individual sellers in the secondary and primary markets.
Transactions between individuals occur remotely. This is a significant advantage over other banking services for electronic mortgage transactions with retail vendors where participants must be present in person.
The bank noted that in order to conduct an online transaction, the borrower must apply to the “Electronic Registration” service.
Thanks to an electronic transaction, all participants in the transaction (bank, borrower, seller) can sign documents and send them to Rosreestr within one day for registration.
To make a remote mortgage transaction on the secondary market, you only need to visit any bank office once – for the bank to identify customers, open an account if necessary and issue an advanced qualified signature (ECES).