The press service of the bank reported that Sberbank earned a net profit of 225 billion rubles under RAS for 2 months of 2023.
The number of individual customers reached 107 million individuals, and legal entities – more than 3 million companies.
Retail loan portfolio grew by 1.4% to reach 12.3 trillion rubles. The issuance of personal loans in February amounted to 472 billion rubles, of which about 250 billion rubles. mortgage loans (+44% compared to January 2023).
2-month 2023 net interest income increased by 17.5% year-on-year (to RUB 336.5 billion), including an increase of 18.7% in February due to growth in the loan portfolio.
Net fee and commission income for 2M 2023 increased 13.9% year-on-year to RUB 96.7 billion. due to growth in purchase volumes and changing conditions in the payment card market.
In early March, Sber completed an audit of its annual financial statements in accordance with Russian and international standards. The total capital of the bank has increased by 2.2 percent since the beginning of the year, exceeding 5.5 trillion rubles. On March 1, 2023, the total capital adequacy ratio increased by 0.1 bps to 14.9%. 2 months.
The results of Sberbank were obtained without the use of Bank of Russia incentives for credit institutions (such as fixing the exchange rate, cost of securities, preferential provision for loans to individual companies and others).