In the coming years, a housing savings system will appear in Russia that will help citizens save for a mortgage down payment. information about it it contains In the document of the Central Bank of Russia “Main guidelines for the development of the financial market of the Russian Federation for the period 2023 and for the period 2024 and 2025”.
It is noted that the system will allow to save money in a special account with the subsequent receipt of a mortgage loan on the conditions established when opening such a deposit.
In addition, the regulator will create regional programs to subsidize savings, which will speed up the down payment process and increase mortgage availability for Russians.
In the second half of November at the Ministry of Finance of Russia declarationthose who do not see the need to extend the preferential mortgage currently at 7% per annum. The program will end on 31 December 2022.
In the early hours of November 30, Anastasia Pyatova, Head of Moskomstroyinvest aforementionedThe abolition of preferential mortgage programs in the Russian real estate market will lead to a decrease in the demand for citizens to purchase economy-class objects and plots offered in other price categories.
Source: Gazeta
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