Russians could face daily fines tied to the absence of compulsory motor insurance, with enforcement linked to license plate numbers. The topic intersects with broader efforts around life safety and road risk management, and it is connected to ongoing discussions about how to reduce financial exposure for drivers after accidents.
Officials from the Ministry of Internal Affairs, the Central Bank, and the RSA have formed a working group dedicated to tracking MTPL insurance coverage through security camera networks. The core aim of this initiative is to safeguard drivers from ruinous costs that can follow serious accidents by ensuring timely insurance coverage and accountability at the point of road use.
Under the proposed scheme, a fine for lacking insurance would be charged no more than once per day. Yet the total number of days on which fines could accrue remains unlimited, potentially amounting to significant monthly penalties for repeat violators. The working group plans to present its proposal to the State Duma in August for consideration and possible legislative action.
Meanwhile, in early July the Federation Council approved a law that removes the MTPL policy from the list of mandatory documents required for vehicle registration. This update, discussed at its 571st session, also allows authorities to suspend state vehicle registration if a vehicle is reported stolen. When a car is sold, it can be removed from traffic police records immediately, without the prior need to wait ten days after the application to the department.
Prior to this, the State Duma gave final consent to removing compulsory traffic insurance from the roster of documents required for registration. The evolving regulations reflect a shift toward streamlining vehicle handling while maintaining protection against uninsured driving and the associated financial risks for the public.
Inquiries about MTPL affordability continue to circulate, with many drivers seeking practical ways to reduce premiums while maintaining compliant coverage. The ongoing policy discussions emphasize balancing consumer protections with administrative efficiency and ensuring that road users understand their responsibilities and the consequences of non-compliance.