There are two options for the development of events regarding BMC (bonus-malus coefficient) in case of termination of compulsory motor insurance for Russians. In this respect reported Magazine “Behind the Wheel”, referring to the insurance company “Soglasie”.
“KBM is recalculated every year on April 1, taking into account the number of payments made by the insurer in the previous period from April 1 of the previous year to March 31. Accordingly, two options are possible. “If the client plans to go on vacation and renew insurance after April 1, the CBM will be recalculated taking into account the number of insurance payments for the previous period – will decrease or increase,” said Soglasie insurance company review and damage payment.
The insurer added that if the driver manages to renew the policy before April 1, he will not be subject to KBM recalculation.
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