This year 2024 brings a major advancement in informatics related to pensions in Spain due to permanent disability. Social Security announced a significant measure that will help workers with a serious and potentially definitive reduction in their ability to work, even after medical treatment and discharge. The initiative is set to benefit many workers and marks a meaningful step forward in social protection.
Disability pension: different degrees to consider
Pensions for permanent disability are categorized into four levels: partial for ordinary work, total for ordinary work, absolute for severe disability requiring assistance in any occupation or trade, and for basic life activities. Each grade delivers distinct support and compensation tailored to the individual needs of the affected workers.
Evaluation process for obtaining a permanent disability pension
A thorough procedure analyzes medical documentation and clinical tests to determine eligibility for permanent disability benefits. An expert team reviews INSS medical reports, the applicant’s work history, and forms an informed opinion. The final decision rests with the provincial directors of INSS or ISM, who determine the disability degree, the amount of assistance, and the potential duration of reviews.
Diseases that lead to permanent disability
In 2024, conditions such as heart disease, cardiomyopathy, and acute myocardial infarction qualify for permanent disability pensions. Cancer types including breast, lung, and rectal cancers are also considered, along with rheumatologic illnesses such as chronic fatigue syndrome, fibromyalgia, rheumatoid arthritis, and ankylosing spondylitis. Hearing disorders like hearing loss and Ménière’s disease, as well as various lung diseases including COPD, sleep apnea, occupational asthma, and asbestos-related conditions, are recognized as permanent disabilities.
List of diseases eligible for permanent disability and legislative developments
There is no official universal list, but a catalog of 52 recurrent diseases is recognized. Conditions include ataxia, Alzheimer’s disease, diabetes, depression, schizophrenia, lupus, Sjögren’s syndrome, and bipolar disorder. A recent measure also equalizes pension discount coefficients for workers in the stone, slate, and granite mining sectors, enabling individuals with silicosis to access permanent disability.
Join BİLGİ WhatsApp channel
Types of permanent disabilities and average pension in 2024
Permanent disability ranges from partial to severe, with each level carrying different percentages of the regulatory basis for retirement benefits. In 2024, the average pension for permanent disability is expected to rise to approximately 1,159.44 euros per month. The actual amount depends on factors such as the beneficiary’s age, dependents, and the awarded disability degree.
“}