The current campaign, called “Mortgage for people with a head”, is designing a simple and transparent range of products with fixed, variable or mixed interest rates so that the customer can choose the best one, as explained by the institution. option depending on your needs and preferences: “Easy Mortgage”, the only condition of which is automatic payment of the owner’s payroll; “Mortgage Let’s Go”, which allows you to increase the interest rate based on customer loyalty; and “Secure Mortgage”, which rewards the loyalty of those holding high balances in Ibercaja mutual funds.
The terms of housing loans are calculated depending on the amount requested and the repayment period. Extendable up to 30 years. The same sources assure that Ibercaja’s offer, both fixed, variable and mixed, is positioned as one of the most competitive offers in the financial industry. In this way, the rebate system adapts to each buyer’s situation, allowing the buyer, for example, to reach a competitive price of up to Euribor + 0.75% at a variable rate with a nominal interest rate (TIN) of 0.99%. first year. All these are subject to concession criteria and possible additional exclusions are not taken into account.
The business bears the notary, administration and registration costs and eliminates opening and cancellation fees so clients have access to the best mortgage that suits their needs and terms for the life of the loan.
On the other hand, the bank offers special conditions for young buyers. Access up to 95% of your first home financing and get a 0.15% discount on the interest rate.
More than 25% of the total mortgage amount formalized by the bank in the first semester, via remote channelsThanks to the improvement of the contract process and a relationship model based on quality human support, it is offered both in a digital management model and in a hybrid form in person at the branch if the customer wishes. In this way, customers receive support in a wide program from 8 am to 10 pm every day of the year, in resolving their hesitations and in their commitment processes.
In this sense, the asset also makes it available to users. an online simulator this allows the customer to calculate the mortgage payment and receive other interest information in less than a minute.