More than half of Russians surveyed (64%) encounter unexpected expenses from time to time. 13% of survey respondents often spend money beyond their budget, and 9% consistently “live beyond their means” and spend more than planned. This is shown by a study of the services Rabota.ru and Podrabotka, the results of which were reviewed by socialbites.ca.
12% of respondents almost never encounter unexpected expenses, and 2% never spend too much money.
Most often, unexpected expenses of Russians relate to health and the purchase of medicines – 66% of respondents mentioned this. 38 percent of Russians cited unplanned expenses for the purchase of clothes and shoes, while 26 percent of respondents cited car repair costs. 24% of study participants identified an unexpected equipment purchase. The same number of people (24%) said there were unexpected expenses on gifts for friends and family.
22% of survey respondents had to go over budget for home renovations. Also unexpected expenses were: payments for housing and communal services (15%), entertainment (14%), fines (13%), travel and excursions (10%), tuition fees (9%), purchase of cosmetics and perfumes ( 8%) ) and jewelry purchases (6%).
Almost a third (32%) of Russians surveyed spend up to 5 thousand rubles a month on unexpected expenses. 17% of respondents stated that they spend from 6 to 15 and 16 to 39 thousand rubles per month, respectively. 4% of survey participants shared that they spend between 31 and 50 thousand rubles per month. 1% of respondents said that their unforeseen expenses range from 51 to 70 thousand rubles per month, from 71 to 100 thousand rubles.
65% of survey respondents said they have financial support against unexpected expenses. 16% of respondents work part-time when they are over budget. Slightly fewer Russians (15%) borrow from friends and family in case they have unexpected expenses. 14% of survey respondents take out a loan, and 6% choose other sources, such as borrowing from their spouse.
Half of the Russians before perceivedthat they started to get sick more often.