With the holidays coming, many people have already started their Christmas shopping adventure and these days, credit cards are used more to buy. According to the report published by Bank of Spain in 2022, credit card usage grew by 21 percent Lately. This increase in credit card usage also corresponding increase fraud pertaining to transactions.
One of the most common scams that has become widespread lately is known as “carding.” This type of fraud includes: Get information at credit cards and charge small amounts initially to process larger transactions later.
This is how you can avoid scams
Fraudsters obtain credit card information using the following techniques: phishing or accessing databases of website users experiencing security issues.
Given this panorama, security experts offer a number of recommendations: Tips to avoid falling for scams. It is especially important to pay attention to such issues in these months when expenses increase.
First of all, it is recommended not to disclose it to anyone. PIN number, security code or card number credit. On the other hand, when shopping with a card, it is recommended to hide the data so that others cannot see it. For him, Payment by mobile phone is recommended or digital clocks.
It is recommended for online purchases. prepaid cardsBecause if the data is stolen, criminals will only be able to access a limited funds balance. Regarding text messages, it is important to take extreme precautions and ignore messages that may be transferred by any package company or bank, and you should also avoid providing any kind of data.