Fraudsters can steal money from bank accounts in five ways. I told you this “Hit the primer” Petr Gusyatnikov, senior managing partner of law firm PG Partners.
One of the popular methods of gaining access to a bank account is social engineering. This means that the potential victim can provide all the necessary data himself, including passwords. All attackers have to do is log into your personal account and withdraw money.
The lawyer noted that combating this method is simple – do not say codes from SMS, notifications and other personal data. The expert warned that bank employees never ask for this information.
If they call and say there is “something wrong” with your account or deposit, then it is better to stop the conversation immediately and call your bank yourself to see if you really have a problem. You can find your bank’s helpline number on its website or on your plastic card.
Fraudsters can also steal online banking passwords using programs. For example, spyware is installed on a phone or PC. This is usually done remotely; for example, a link is sent to the victim. They should never be opened, especially if they come via email.
Attackers often hack social media accounts to send spyware to the victim’s relatives and friends.
Another way to steal your money is to create fake documents. However, this method is rare as it is quite labor intensive. Leaks or black markets can often assist with this method.
Major banks use biometric customer identification. According to Gusyatnikov, this is the most reliable method that can protect against money theft in case fraudsters want to use fake documents.
Russians before said about a new dating app scam.