loss of purchasing power The increase in prices recorded last year at a rate higher than salaries caused more and more families to have to work. dive into savings even want credit, to make a living. Especially almost One in four people living in the Valencian Community (24%) say these moments are theirs. Your monthly expenses exceed your incomeAs can be seen from here European Consumer Payments ReportPrepared by Intrum.
The good news is that it’s a number Slightly below the Spanish averagebecause these are across the country 28% According to the said research, which surveyed more than 20,000 people from 20 European countries to learn about their financial situations, those who claim to have this problem.
Among the results, Spaniards who claimed to spend more than they earned per month did so average 328 euros, compared to the average 232 euros more than the rest of Europeans. This shows that Spain is the country with the second largest imbalance in this area, just behind Switzerland, where the difference is 359 euros. On the contrary, Poland (99 euros), Hungary (94 euros) and the Czech Republic (35 euros) are positioned as the regions where families adjusted their budgets the most by the end of the month.
“The Bank of Spain’s forecasts predict that inflation will remain at this level in the coming months and therefore inflation will Companies and individuals will have to continue to take measures to control spending. Given this scenario, it is vital to prevent excessive debt and continue to promote good financial education,” says José Luis Bellosta, Managing Director of Intrum Spain.
Bills
With this situation, 18% of consumers in the Valencian Community (21% in Spain) Admits to not paying at least one bill on time in the last 12 months. This figure corresponds to the highest rate since 2019, with 35% at the European level. According to these data, our country, along with Portugal, is positioned as the region where the least number of citizens delay their payments. On the other side of the table are Norway (56%), Greece (55%) and Switzerland (54%).
In households experiencing payment delays, this is often due to economic difficulties arising from the current socioeconomic context. Actually, Almost a third (27%) of respondents in the region admit:If you ever have to skip paying a bill, I would feel less guilt than a few years ago. A sentiment shared nationally (33%) and across Europe (31%).