The business world is changing and more and more workers self-employment they prefer moving business beyond retirement age. Social Security to reward their efforts and commitment, Bonus in self-employment quota over 65 years old.
However, there are certain requirements that must be met to access this benefit. In this article, we will tell you all the details about this bonus and how you can take advantage of it to continue running your business without financial worries.
Benefits of bonus in self-employment quota
The decision to continue working beyond retirement age may be a personal choice based on a passion for work and a desire to stay active. To support the self-employed in this decision, Social Security offers significant advantages in terms of contributions.
According to current regulations, Self-employed people who do not choose to take advantage of active retirement and continue to work without receiving a pension can receive bonuses of more than 90% of their quota.. Also, as long as they continue to work and do not receive benefits, their future pension will increase by 4% each year.
Self-employment quota: bonus access requirements
To take advantage of the campaign discount on self-employment quotaIt is important to meet certain requirements set by Social Security. These requirements include:
- Be registered in the Special Regime for Self-Employed (RETA): It is essential to register and be up to date with tax and contribution obligations in order to access the bonus.
- Have not reached active retirement: The bonus is for self-employed people who decide to continue working without receiving a pension. If you have already benefited from active retirement, you will not be eligible for this bonus.
- Meet the required age and contribution year: Self-employed people who are 67 years old or over 65 years old and 38 and a half years old are exempt from most of the contribution base. This means that if you meet these criteria, you will only have to pay a minimum monthly wage if you contribute to the minimum base.
Details of the self-employment quota after retirement age
HE contribution system for real income The percentage of self-employed forms a set of percentages contributed by self-employed people over 65 who continue to work without receiving a pension.
The applicable rate is 1.30% and the temporary disability rate included in general contingencies is 1.56%. In summary, self-employed persons who are of age and decide to continue their business will only have to pay 2.86% of their contribution in RETA.
This Discount on self-employment quota for people over 65 It offers a unique opportunity for those who want to continue their work beyond the retirement age. in line with Requirements set by Social Securityself-employed can enjoy significant economic benefits and provide a stronger future pension. Workforce flexibility and support for the self-employed in their professional careers are key elements of the current job landscape. If you are considering continuing to manage your business after retirement, feel free to explore this perk and secure a prosperous and fulfilling job in the future.