This opposition makes pineapple to drop 250 Euro fee per requestplanned with n organizations finance new one Financial Client Defense Officerwith which State aims to revolutionize the resolution system claims from customers banks, insurers and investment firms, among other assets. For this reason, PPPNV, Cs, Junts and PdeCat He asked for the rate to be lowered. between 100 and 50 eurosIn addition to suggesting different formulas according to the situation, you don’t have to pay if new, all or part of the fee body accepts and decides against the customer.
It looks like this changes in the bill parliamentary groups presented this Wednesday afternoon. PSOE and Combined Podemos has not made any proposal to change the rate in question. Yes, this is a negotiation strategy so as not to reveal their cards in the face of the amendment negotiations that have now opened. That’s why Nadia Calviño, the vice president of economics herself, started changing the subject a few days ago: “Financing the power is one of the most controversial issues, both in the parliamentary space and in the public sphere. They are so-called issues. can be handled smoothly through the parliamentary process of this bill”.
HE PP offered to reduce the rate. 100 euros and that the competent authority refunds 50 euros to the financial institution if they do not agree with the customer. HE GDP offered to drop 50 euros in case of favorable declarations, all of them are returned, alternatively, that the exchange rate establishes a system to cover the Agency’s expenses exclusively and that these expenses are distributed according to the number of receivables received by the Bank; every being together suggested to download 50 eurosBesides the PdeCat, this also asks the bank to pay only if it takes a decision against it. AND csalso bet 50 eurosIf the amount of the receivable is lower and he does not receive a penalty, he wants the difference to be returned to the enterprise.
On the other hand, many parties made proposals. reduce the amount the following claims decisions will be the new authority connecting. Therefore, PNV and PdeCat, 20,000 to 2,000 Euros; PP, for 1,000 euros; and for C’s 6,000 euros. On the other hand, the ERC requires that all decisions of the body be binding or alternatively, 100,000 €.
controversial rate
from different fields such as Bank of Spain or financial employerssince April last year, the flat rate of 250 euros per accepted claim, perverted encouragement, because businesses can accept any request below this amount because it would be cheaper for them, which could cause a demand surge. “I believe in what our financial system and society are. mature enough to avoid abuses or dysfunctional situations indicated, but only throughout the study. parliamentary procedure we can handle Fix this problem and improve the bill if necessary,” noted Calviño.
A few days ago in Congress, governor Pablo Hernández de Cos, the Bank of Spain, has warned parliamentary groups that the rate could have a pulling effect that could lead to a rate cut. “increasing conflict” Between customers and organizations. “A system of incentives best aligned In line with the purposes of the draft law, which we believe to be in compliance with the tax concept, although it should be controlled legally, proportional ratio Negative demands. Some of you have even suggested the possibility that it may also depend on quantities. On this basis, I think maybe more work can be done. idea of Penalizing negative claims and not just claims per se, it seems to me it will generate the incentives we all want.”
The idea has been liked by several major groups, but it’s not yet clear whether it will be showcased. compliant with tax law and 1989 public prices. In its opinion on the draft law, the Council of State agreed that the 250 euro rate was in line with the standard in question, but there were nuances. He therefore warned that this is a “sui generis figure” as “those who have to pay for it get nothing in return”. In addition, he expressed doubts that it would apply to the proportionality principle, so he advised Economics that it “could be possible and even appropriate” to introduce modulations in the payment of the rate. non-consumer customers may undertake to pay part of the rate or even the total amount”.