Investing in treasury bills, best option right now. security, the low commissions And interesting profitability The interest rate they offered in 9 months, close to 3%, these weeks attracted hundreds of private investors with a conservative profile. Queued at some Bank of Spain offices caused and network crash institution with an avalanche of demand. In January alone, the Treasury sold 400 million euros in debt on its website, which is almost the same as in 2022. And demand for Treasury bills and bonds is expected to increase further throughout the year.
How to Buy Treasury Bills?
This The minimum investment amount is 1.000 Euro., in multiples of this number. to exist various types of bonds depending on the maturity with different payoffs: three, six, nine, twelve and eighteen months.
Individuals have three ways To access this type of public debt asset, go to: personally to the Bank of Spain offices; Make your purchase via the internet, through the Treasury’s website; anyone go to an organization or agent managerlike Renta 4 Gestora to make requests.
Given the difficulties and drawbacks faced by direct investment and the rise in popularity of these securitiesthis last option is undoubtedly the easiest and most functional. for any interested investor. Renta 4 Gestora makes it easy for savers to purchase these assets through the contracts of mutual funds such as Renta 4 Fondtesoro Corto Plazo FI. However, besides simplicity in contractthis route has many other advantages, for example flexibility.
Advantages of mutual funds
Rent 4 Fondtesoro offers daily liquidityBesides the Possibility of disposal at any time. In this way, the investor does not have to wait for the maturity of the assets to get back their investment and earn a return, as is the case when buying a bond directly.
In addition, mutual funds better taxationas it is not taxed until the moment of redemption and if you want reinvest profitability The participant’s indifference to the assets of the portfolio until maturity, take advantage of compound interest and thus multiply your investment over time.
Finally, it should be emphasized low commissions Implemented by Renta 4 Fondtesoro Corto Plazo, it’s vital to prevent spending from reducing the true profitability of the investment.
As Renta 4 Gestora explains, “We are dealing with a fund aimed at investors with a conservative profile. Mimics the behavior of treasury debt and in the short run, i.e. less than 1 year, it seeks to obtain the most optimal return for the participants through the management of the Spanish debt curve”. “Given the experience of our management team, we are going to invest in the most favorable conditions by taking advantage of the possible inconsistencies that sometimes arise in the market”, they assure.
Also Renta 4 Fondtesoro Short Term, You can invest in ICO notesIt is a limited instrument for an individual investor and plus profitability Against government debt, with a similar guarantee.
Likewise, it has Possibility of holding high investment grade government bonds up to 30% in the portfolio. In this sense, in the last quarter of last year, “we saw inefficiencies in the short part of the curve for different treasuries like Germany or France, which allowed us to include these assets in line with the ultra-conservative nature of the fund,” shows the team in Revenue management 4 Manager.
For all these reasons, “at the current time of inflation, Savers lose their purchasing power by not investing their savings.It makes sense to invest in a very conservative vehicle like the Renta 4 Fondtesoro.”
Why should you invest in FondTesoro?
– Ease of hiring
– Daily liquidity
– Taxation during recovery
– Direct reinvestment at maturity
– Reduced commissions