on time ask for debtdefer a loan or a payment, Requirements more importantly your debts current. Therefore, the most important factor to be considered by financial companies besides income is whether the applicant is in Turkey. defective list. It queries the entities database to perform this check. list guilty National Association of Financial Lenders (ASNEF). It is possible that for our name to be on the list, you have not paid a bill with a telephone company, or simply owe one euro, so you have never received a loan in this regard. defective list. But, How do I know if I am guilty? We explain to you.
this ASNEF offender list It includes legal and natural persons who have unpaid debts to a business. These overdue files It contains data on “non-compliance with monetary obligations” and its purposes are “crime prevention and assessment of the financial capabilities of natural and legal persons”. There are many companies see these lists of defaultsEspecially financial institutions, when requesting a loan or loan, need to know if the client has any contractual and outstanding debts. But before continuing explain how i will know if i am guilty for freeIt is important to know that:
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The company with which we signed the debt contract has a legal obligation to notify the injured party within thirty days that it is included in the contract. ASNEF offender list.
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If we close the debt in question after being notified, the creditor must remove our name from the default list entirely.
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If the debt is not paid, our name may appear on the criminal file for a maximum of six years. After that, a prescription for indebtedness is given and our data should be deleted from the said list.
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If the debtor closes the account within these six years, it should be the person whose name should be deleted from the suspicious file, who informs ASNEF by providing the necessary evidence.
As we said, the company you owe should notify you by mail that your name will appear on the mail. ASNEF criminal file. This letter contains a reference number in addition to your DNI. Check your debt on the ASNEF list and get out of it. However, this notice must be sent by post, so in many cases, due to errors in contact information or changes in address, the notice does not reach the debtors. But There is a very easy way to find out if I am on the list of defaulters and whether I have left Financial Lender:
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Access the ASNEF website: https://www.asnef.com/fichero-asnef/
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Download and fill the Agile inquiry form guilty files
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to send Email [email protected] or a EQUIFAX IBERICA SL Apartado de Correos 10,546, 28080 Certified letter to Madrid.
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Your request should include: a scanned and legible copy on both sides of the DNI/NIE/CIF or driver’s license, a scanned and duly signed copy of the defective file inquiry form, the email address to which the response will be sent, the date shipping and signature.
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this ASNEF You will have one month to submit the answer to your question.