Many times you wondered how to do it fill the piggy bank and save money a little money a month, ya to spread anyone big purchase Suggested or simply to have a little more cushion to cover possible holes.
The truth is, there are several ways to save money and depending on them quantity and purpose What you suggest may be more suitable than the other, here we leave you tips and different ways to save that can be adapted to your needs and help you avoid unnecessary spending.
Piggy bank of 2 euro coins
It may seem very simple, but this method really works: it’s about having a piggy bank where you have to deposit the 2 euros that you receive when they give you a coin for a purchase, they give you the money back. That way, you can’t spend those coins, but you have to impose the “norm” that you can save them. At the end of the year, you can save a significant amount that can act as a pillow to ease the cost of January.
30 days method
It’s about saving one euro on the first day, two euros on the second day, three euros on the third day… and such. If you manage to perform this savings trick, you will be able to save a total of 465 Euros at the end of the month. It’s about increasing savings as the month progresses, so with this method you have to consider the savings target at the beginning of the month to avoid spending that could break the savings line at the end of the month. It will help to control expenses and estimate them.
21 days of financial fasting
American financial advisor Michelle Singletary recommended this drastic method as one of the most effective ways to avoid spending. A up to 21 days at no cost this has nothing to do with food, gas, rent/mortgage… anything that doesn’t involve daily survival.
reverse shopping list
Whenever we write the shopping list, we make a mental journey through what we want, want, and essential items missing at home. However, we rarely stop to consider whether they can be used to change what we have and want, and whether they incur an expense. We’ll have to write down what we have with the reverse shopping list method and have a list of items we use every day and this is really they can’t miss. That way, if those last essential items are missing, they should be added to the “definitive” shopping list.
50/20/30 Method
This method of saving is based on percentages, and while the adjusted income of many families makes it very difficult to rigorously adhere to savings, it’s worth considering, trying, and even re-adjusting to our real probabilities. . It is a savings method. fifty% money for spending first need, 20% savings and 30% to personal expenses such as entertainment, excursions, courses…
Source: Informacion
Calvin Turley is an author at “Social Bites”. He is a trendsetter who writes about the latest fashion and entertainment news. With a keen eye for style and a deep understanding of the entertainment industry, Calvin provides engaging and informative articles that keep his readers up-to-date on the latest fashion trends and entertainment happenings.