The reason why Caixabank charges you 60 Euro commission

On Saturday, April 30, more than 14 million Caixabank customers, 60 Euro fee to your account for commissions under “Day to Day Quota” concept. If you are one of those who do not have to pay yet Caixabank commissions you should keep this in mind It is important that you meet a number of conditions to avoid this unforeseen fee.. We tell you what they are and how to avoid paying commissions with Caixabank.

First of all, you should know that this It’s not the only bank that takes commissions, because they abandoned the ‘everything is free’ policy that they intended to attract most customers. And although there are many of them bank fees Bank commissions canceled by the Court of Cassation, which Kutxabank was questioned like the cash deposit commission in third party accounts, became the agenda.

And this Commissions rank third in requests to the Bank of Spain, The company processed 34,341 requests from financial service users in 2021, representing an increase of 61.1% over the previous year.

In the case of CaixaBank commission (daily fee)this is 60 Euros and is a quarterly fee. Charged in January, April, July and October.Users who are connected to the ‘Day’ program and not meeting the requirements this is your plan.

How to avoid Caixabank commissions?

This The requirements of La Caixa’s ‘Day to Day’ program to avoid having to pay commissions these are:

  • Residence your income in this account

  • Salary of at least 600 euros per month

  • Pension of 300 euros per month.

  • Pay three bills or make three purchases quarterly with this card.

  • If you are a new CaixaBank customer or under the age of 26, have left the bank or become a bank customer, you will not have to pay any fees for the first six months.

If you are a Caixabank customer and meet any of these conditions, you will not be required to pay commissions. Otherwise, you will have to pay 60 Euros per month for the maintenance and use of banking and financial services. Additionally, if you only meet the direct debit requirement and not with a receipt or card purchase, the fee will be EUR 15 per quarter.

Source: Informacion

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